Outgoing Faster Payment - CAMT 026 - Information Request

The CAMT 026 allows the credit union to send a message requesting information on a PACS 008, PACS 004 or PAIN 013 payment. It can help the credit union receive information regarding missing/incorrect information on a previous message, trace a previous message or check for missing funds. It is a non-value message.

All optional steps are marked Optional at the beginning of the step.

Section 1 - Wire Detail

1. Navigate to Money Movement

2. Click the Faster Payments tab

3. Select Outgoing Faster Payment

4. Click Create New Payment

5. Enter the Bank Identification number for the Instructed Agent (typically a routing number)

6. If a Pre-Authorized Template will be used, select from dropdown

7. Select Business Function Code CAMT 026

8. Select Type Code

   1. Will auto-fill as FDNA - Fednow

9. To auto-fill information, select the Find Payment button to auto-fill the Original Transaction fields

   1. Find Payment tab defaults to Incoming

   2. Provide filtering information in the column headers to narrow results

   3. Click the radio button of the wire to return

   4. Click Apply Selected

10. If manually entering the request, complete the following fields for the Original Transaction

    1. 1. IMAD

       2. Original Business Function Code

       3. Transaction ID

       4. Creditor Reference

       5. Sender Reference

       6. UETR - UETR of the original message to which the payment return message relates

       7. Created Date

       8. Time

       9. Original Effective Date

       10. Original Amount

Section 2 - Final Credit

1. Enter the Instructed Agent Bank Identification (routing number)

   1. This information will be filled in automatically if the Find Payment option was used

2. Click Next Step

Section 3 - References

1. Toggle yes or no to indicate whether this is an Anti-Money Laundering Request

2. Toggle yes or no to indicate if this is related to a Possible Duplicate Instruction

3. Missing Information (optional)

   1. Select the Add Item button if applicable

   2. Select the appropriate Code from the drop down

   3. Provide any additional information, up to 140 characters

      1. If needed, multiple Missing Information boxes can be added. Select the Delete icon under Action if any need to be removed.

4. Incorrect Information (optional)

   1. Select the Add Item button if applicable

   2. Select the appropriate Code from the drop down

   3. Provide any additional information, up to 140 characters

      1. If needed, multiple Missing Information boxes can be added. Select the Delete icon under Action if any need to be removed.

5. Click Next Step

Section 4 - Review

Once all sections have been completed, the User will review all payment message details. If any errors are detected at this time, the User may update the information from this screen or go back and navigate through all screens to make the correction(s).

After information request entry has been reviewed, click Create.

A second User will need to verify the message.