Outgoing Faster Payment - CAMT 056 - Return Request

CAMT 056 Return Request provides the credit union with the ability to request a return of a PACS 008 payment. This is a non-value message

All optional steps are marked Optional at the beginning of the step.

Section 1 - Wire Detail

1. Navigate to Money Movement

2. Click the Faster Payments tab

3. Select Outgoing Faster Payment

4. Click Create New Payment

5. Enter the Bank Identification number for the Instructed Agent (typically a routing number)

6. If a Pre-Authorized Template will be used, select from dropdown

7. Select Business Function Code CAMT 056

8. Select Type Code

   1. Will auto-fill as FDNA - Fednow

9. To auto-fill information, select the Find Payment button to auto-fill the Original Transaction fields

   1. Find Payment tab defaults to Outgoing

   2. Provide filtering information in the column headers to narrow results

   3. Click the radio button of the wire to return

   4. Click Apply Selected

10. If manually entering a return request, complete the following fields for the Original Transaction

    1. 1. IMAD

       2. Original Business Function Code

       3. Transaction ID

       4. Creditor Reference

       5. Sender Reference

       6. UETR - UETR of the original message to which the payment return message relates

       7. Created Date

       8. Time

       9. Original Effective Date

       10. Original Amount

11. Provide the Amount

12. Click Next Step

Section 2 - Final Credit

1. Enter the Instructed Agent Bank Identification (routing number)

   1. This information will be filled in automatically if the Find Payment option was used

2. Click Next Step

Section 3 - References

1. Select Return Request Reason from dropdown

2. Optional - Provide Additional Information

   1. Up to 105 characters

3. Click Next Step

Section 4 - Review

Once all sections have been completed, the User will review all wire detail. If any errors are detected at this time, the User may update the information from this screen or go back and navigate through all screens to make the correction(s).

After wire entry has been reviewed, click Create.

A second User will need to verify the message.