Beastro is a single secure platform for credit unions to interact, engage, and transact their digital financial services and operations. Through enhanced security, business intelligence, and open API architecture, Beastro leverages a single application to enhance the credit union’s experience with the corporate, their business partners, and their members.
Click here for minor enhancement releases.
2025
Business Verification (December)
Business Verification is a comprehensive business identity platform designed to streamline and scale the business member verification process. By leveraging primary data sources such as the IRS, Secretaries of State, and USPS, Business Verification automates Know Your Business (KYB) requirements and processes, making it an essential tool.
Comprehensive Verification: Business Verification product offers detailed verification of business entity details required to meet KYB and Customer Identification Program (CIP) requirements. This includes:
Business name
Business address
Associated officers
Tax ID
Secretary of State registration statuses across 50 states
Watchlist and sanctions screening (14 lists).
Additional Verification
Customizable Add-ons: Business Verification offers various add-ons tailored to each customer's unique compliance and risk requirements. These include:
SOS Document Retrieval
Adverse Media Screening
Enhanced Screenings
Litigation Search
UCC Liens Search
Tax Liens Search
Criminal Background Check
Bankruptcies
Industry Classification
Web Analysis
Monitoring for changes in Secretary of State status, watchlist alerts, bankruptcies, and liens.
Platform Integration
Seamless Integration: Business Verification connects to government data sources via direct and proprietary data pipelines, providing normalized and merged information in a consistent, easy-to-understand format. The platform includes a modern API and dashboard for easy access to business information.
Efficiency: Reduces manual review time and costs, enabling faster customer onboarding and improved customer experience.
Compliance: Helps businesses stay ahead of compliance requirements and prevent financial loss.
Scalability: Supports growth by automating complex verification processes and providing insights to drive top-line growth.
ALM360 - Balance Sheet Management (December)
Full ALM, Liquidity, CECL, and Budget Modeling integrated with online investment and loan trading to create a comprehensive balance sheet management and optimization platform.
Full Asset Liability Management (ALM) Modeling
Net Economic Value (NEV), Net Interest Income (NII), and Net Income (NI) calculation engine and scenario modeling
Product-level ALM reporting capabilities with both detailed reporting and high-level summaries and dashboards
Customizable with credit union assumptions, risk limits, and policy guidelines
Assumption sensitivity reporting
Deposit simulation reporting
Liquidity Modeling
Comprehensive scenario modeling for impacts on liquidity risk
Current Expected Credit Loss (CECL) Modeling
Ability to model CECL projections through multiple methods
Budgeting Tools
Customizable budget projections based on ALM modeling
Online Investment Trading
Integrated with ALM to show impact to balance sheet
Ability to view extensive inventory of MBS, Treasury, Agency, and other marketable securities with real-time pricing
Comprehensive investment analytics including total return, duration, yield, and price risk across interest rate scenarios
Click-to-buy capabilities with clearing and settlement capabilities
Ability to customize bids
Pre- and post-purchase due diligence
Online Loan Trading
Integrated with ALM to show impact to balance sheet
Buy or sell whole loan portfolios or loan participations
Detailed analytics to support due diligence
Optimization and Trade Simulation
Robust analytics and capabilities to support and suggest optimization strategies
Investment Performance Reports
Detailed reporting on investment portfolio and individual investment risk metrics
Peer Analytics
Complete database for all Credit Union historical call reports
Ability to create custom peer groups and generate comparative reports
Simplified ALM Modeling
NEV, NII, and NI modeling based on Call Report data
Product Profitability
Loan Benchmarks
Loan Pricing Calculator
Loan Participation
Online Loan Trading
Integrated with ALM to show impact to balance sheet
Buy or sell whole loan portfolios or loan participations
Detailed analytics to support due diligence
Mobile App
Beastro is going mobile to provide a secure application to keep business processes moving even when you are on the go.
Notifications: Provide the ability to receive notifications via Beastro Mobile.
Workflow processing: Allow for any type of workflow action for approval, rejection, etc. to be performed through the mobile application.
SimpliCD Dashboard
Introduce a dashboard of account information for SimpliCD accounts of a member.
Single Sign On (SSO) Integration
Single Sign On (SSO) will deliver SSO for corporate credit unions using Beastro and needing to offer member a single sign on experience with other corporate credit union applications.
2026
Artificial Intelligence Marketplace
The Artificial Intelligence Marketplace, embedded into Beastro, will be designed to provide member credit unions with a comprehensive suite of AI models to enhance their operations and member engagement. This marketplace offers predictive analytics, fraud detection, and personalized marketing solutions, enabling credit unions to leverage AI technology for improved decision-making and operational efficiency. One area of high importance is ongoing education on the functionality, results review, analytics, and how to effectively utilize the data provided by these AI models.
We are accepting credit unions wanting to participate in our pilot program. In interested, contact gregg.tushaus@corpcu.com.
Fraud Detection
Real‑time and manual ACH transaction scans with configurable execution modes (Automatic / Manual / Disabled) at the member‑CU level.
Scan types: Account Status and Account Ownership (AOA) validation on ACH transactions before release.
Selective hold & split: Option to split suspect outgoing transactions into a separate ACH file so non‑suspect items proceed without delay.
Cost‑aware re‑use window: Ability to retain and re‑use prior scan results for a defined period to reduce duplicate inquiry costs.
Beastro‑embedded workflows: Fraud scans embedded in our Beastro money‑movement flows.
Integrations
Core banking system integrations
Digital Banking integrations
Financial technology and financial services industry integrations
We are accepting credit unions wanting to patriciate in our pilot program. In interested, contact gregg.tushaus@corpcu.com.
Money Movement - Instant Payments
Add FedNow real-time payment processing to provide immediate access to funds and improve cash flow.
Add RTP, real time payments to provide immediate access to funds and improve cash flow.
Investments
Certificate purchasing: view current rates, click-to-buy, balance sheet management integration
Trade Ticket: create trade tickets for faster, more efficient processing
SimpliCD certificate purchasing: view current rates, click-to-buy, balance sheet management integration
Online Investment Trading
Integrated with ALM to show impact to balance sheet
Ability to view extensive inventory of MBS, Treasury, Agency, and other marketable securities with real-time pricing
Comprehensive investment analytics including total return, duration, yield, and price risk across interest rate scenarios
Click-to-buy capabilities with clearing and settlement capabilities
Ability to customize bids
Pre- and post-purchase due diligence
Portfolio accounting with regulatory and investment management reporting
Historical investment information
Stablecoin Custody and Exchange Services
Seamless exchange: Members can easily convert supported stablecoins to USD directly within their credit union’s digital banking app, without needing to manage their own crypto wallets or settlement partners.
Secure custody: All stablecoin assets are securely held, by an institutional-grade custody provider, so members don’t have to worry about safeguarding their crypto.
Fast settlement: Once stablecoins are sent, USD is credited to both the credit union and the member’s account, with confirmations and compliance checks handled automatically.
In-channel experience: Members stay within their trusted credit union environment for all transactions, benefiting from integrated compliance and risk controls (KYC/KYB, sanctions screening, configurable limits).
Real-time posting: Transactions are posted instantly to member and credit union sub-accounts, including support for micropayments.
Transparent fees: Platform and exchange fees are clearly defined, with optional add-ons for enhanced analytics and instant payouts.
Member benefits: The service aims to improve convenience, security, and economics for members, while reducing operational complexity for credit unions.
Future Releases
Intelligent Fraud Monitoring
Embedded Artificial Intelligence
Data as a Service
Data as a Service (DaaS) offering will provide member credit unions with comprehensive data management solutions to enhance their digital presence and improve member engagement. The service will integrate data from various sources, offers advanced analytics, and ensures data security, enabling Credit Unions to make informed decisions and optimize their operations.
Analytics
Analytics Service will be a comprehensive data and analytics platform designed to guide performance resourcing and strategy development for financial institutions, vendors, and advisors. By leveraging extensive data and actionable insights, Analytics Service helps organizations pinpoint their best opportunities to improve profit, growth, risk, and customer offerings. This platform is particularly valuable, as it will provide the tools needed to make informed decisions and drive growth and efficiency.